Electricity & gas on autopilot – saving without the tariff jungle
Loyal customers almost always overpay for electricity and gas in Germany. How automatic provider switching works, what it really saves and what to look for in a switching service.
Rombey Capital
Insurance, retirement and finance in plain language – no jargon, just clear recommendations.
Loyal customers almost always overpay for electricity and gas in Germany. How automatic provider switching works, what it really saves and what to look for in a switching service.
Buy now, pay later adds up fast: how Klarna debt builds, what dunning, debt collection and SCHUFA entries mean in Germany, and how to get out with a clear plan and consolidation.
Germany plans mandatory natural hazard insurance for residential buildings. What Friedrich Merz and the coalition propose, what Elementar cover includes and what homeowners should check now.
Is German landlord liability insurance (Haus- und Grundbesitzerhaftpflicht) passable to tenants? Yes – under three conditions. Legal basis (Sec. 2 BetrKV), correct billing and typical mistakes.
Comparison portals are usually licensed insurance brokers themselves – and earn the same commission. Why they still work differently, and when to use which.
Your car has no German HSN/TSN type code? How to insure it anyway: individual approval, the right eVB, fair classification – the complete guide for imports and Chinese vehicles.
The average supplemental rate hits 2.9% in 2026. Switching funds often saves €200–400 a year with practically identical benefits. How the 15-minute switch works – explained for internationals.