Rent or buy?

Find out what pays off for you in the long run

Renting scenario

€ / month
2,0 %
3,0 %

Buying scenario

3,5 %
2,0 %
1,0 %
1,5 %

20 years

Your comparison: renting vs. buying

Wealth as a renter 0 €
Wealth as an owner 0 €
Difference 0 €
Break-even

Simplified opportunity-cost model: both parties have the same monthly housing spend. Tax effects (speculation period, property tax, deductible expenses) are not modelled. Actual returns depend heavily on the investment rate and property appreciation.

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